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Apr.08

Removing Private Mortgage Insurance – PMI

Real estate lenders are a funny lot. It seems they’re happy to lend anybody money, but with certain strings attached. Assuming a half-way decent credit rating any potential home buyer can secure a loan for a house. Why? Because these transactions are secured by a very valuable asset: the home itself. If a borrower defaults on a loan, the risk for the lender is often only the difference between the value of the home and the amount outstanding on the loan, less the amount it costs them to foreclose and resell the property.
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I was unsure what the after repair value would be on this house. You provided a quick and thorough appraisal service, helping us get the home listed that weekend.- David Keys - Keymark Investments
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