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Posts by Certified Appraiser

The Process of Protesting Your Real Estate Taxes

There are also several good reasons to dispute county values beyond the usual “That value is too high”. You may find that your home is smaller than what the county records have you taxed at. Your house may be under construction or in below average condition. Your neighborhood could be experiencing a decline and now…

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How Do Trees, Vegetation and Landscaping Affect Appraised Value?

in most cases trees and landscaping are not taken into consideration when performing a real estate appraisal for residential property. It’s undeniable that a well landscaped yard and large beautiful trees improve the curb appeal and overall desirability of a property, but there is no way for a real estate appraiser to place a dollar amount on these items.

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Real Estate Appraisal Industry Survey

This information was compiled from the AppraisalWorld Residential Survey. As members join, they are asked for information about their profession and personal demographics. These results reflect the demographics of a typical residential appraiser. Gender Breakdown As you probably suspect, the appraisal profession is heavily dominated by men-almost 4 out 5. Age Breakdown Note that the…

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Why New Real Estate Appraisers Cannot Find Jobs!

I thought this email I received was very funny and spot on. Enjoy! To All My Valued Employees, There have been some rumblings around the office about the future of this company, and more specifically, your job. As you know, the economy has changed for the worse and presents many challenges. However, the good news…

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Saving the Appraisal Industry from the HVCC

Once the HVCC, Home Valuation Code of Conduct, is enacted the majority of lender and mortgage appraisal requests will be diverted through Appraisal Management Companies (AMCs). Although this may curb the evils of “lender pressure” on us appraisers, it will also take up to 50% of our fee!! For those of you who aren’t familiar…

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How to Prepare for a Home Appraisal

To facilitate the appraisal process, it’s beneficial (but NOT necessary) to have these documents available to the appraiser: If readily available, a building plan or blueprint of the house Written property agreements, such as a maintenance agreement for a shared driveway List of personal property to be sold with the home Title policy that describes…

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Real Estate Appraisal Myths

Some Myths and Realities About Real Estate Appraisals and Appraisers: Myth:Tax assessed value should equate to market value. Reality: While most states support the concept that assessed value is equal to estimated market value, this often is not the case in Texas. Examples include when interior remodeling has occurred and the assessor is unaware of…

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Removing Private Mortgage Insurance – PMI

Real estate lenders are a funny lot. It seems they’re happy to lend anybody money, but with certain strings attached. Assuming a half-way decent credit rating any potential home buyer can secure a loan for a house. Why? Because these transactions are secured by a very valuable asset: the home itself. If a borrower defaults…

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