KATY HOME APPRAISALS
Real Estate Appraiser in Katy Texas
Here at HoustonAppraisalCompany.com we provide real estate appraisal services in the Katy, TX area for numerous applications including mortgages, refinances, FHA home loans, divorce, PMI removal, estate planning, tax disputes or appeals, selling and general value inquiries to name a few. We provide these real estate services to homeowners, mortgage companies, banks, credit unions, attorneys, investors and Realtors with the majority of our work coming by way of referrals from local Realtors and mortgage brokers.
RESIDENTIAL APPRAISAL SERVICES
COMMERCIAL APPRAISAL SERVICES
WHAT'S THE APPRAISAL PROCESS?
FREQUENTLY ASKED QUESTIONS
What qualifies someone to be a real estate appraiser?
State regulations, as well as, strict industry standards promise to insure appraisers have met substantial experience and educational demands set by the TALCB (Texas Appraiser Licensing and Certification Board).
How long should an appraiser take when inspecting a property?
The physical inspection of the real property being appraised can take from approximately fifteen minutes to several hours, depending upon the size and complexity of the property. An appraisal consists of a combination of on site inspection of the physical property as well as extensive research of comparable sales in the immediate neighborhood. Depending on what the client is needing and the intended use of the appraisal itself, the appraiser may consider many different forms to provide property value. Each form requires an appraiser to have a different approach to providing the value and some take longer than others. A short form report usually takes between three to six hours to complete. A narrative report is known to be the most complex and can take the longest to execute.
How is a home appraisal different than a Home Inspection?
An appraiser formulates an opinion of value for a specific property, while an inspector educates the homeowner on the condition of certain components of the property. While the inspection is taking place, the appraiser should take a mental note of what the subject property backs and fronts to. If the subject property has a negative view, such as a powerline or commercial view, the appraiser will search for at least one comparable sale that provides the same view when doing his research. Appraisers will make adjustments in the comparable sales grid within the appraisal to prove similarity or dissimilarity between the subject property and the comparable sale. Knowing the condition and quality the subject property is in better helps appraisers pick out the right comparable sales.
FAST, ACCURATE & RELIABLE REAL ESTATE APPRAISERS
Our philosophy is to provide a fast, accurate and effective appraisal report that serves our clients needs exactly. Furthermore, we try and help all of our clients understand the "mystery" behind the appraisal process so that they may better understand what we do as appraisers. For that reason we have created this website to serve as a resource full of useful information for home owners and real estate professionals alike.
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We’ve Worked with Real Estate Professionals and Private Clients Throughout the Greater Houston Area Since 2005.